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Thursday, January 31, 2008
yeah! i love the things i brought for chinese new year... the dresses, my shoe and my necklace (i choose the pendant, and papa make for me!!) I love papa! (?!? how come is papa make necklace not mama leh?) went out with papa and mama on monday... and make mama damn mad... cos she sae wan buy little miss sunshine... den i sae her, " you think you very sunshine meh?" WAAHHAHAHA... it is meant to be a joke.. haha... egg egg also scold me... but mama still love me... ("v") gg to see mama again tml to reg for uni and see if we can buy ani lingerie... Lacking of... lingerie ( i fall in love with the dress at far east) Monday, January 28, 2008 recently feel veri sian... cos everyday go work like get scolded by customers. realli dun understand these peoples... dun have means dun have lor ... y make life difficult for us ... feng diao... i think this morning i got gastric again... damn sian... pain!! Friday, January 25, 2008 希望，我身边的所有朋友们，能够珍惜自己，珍惜你所拥有的。。。 Thursday, January 24, 2008 i realise i thank my officer and manager twice... dotz... haha... but aniway.. it is sth unexplainable!!! and fatty is going bangkok... and he shiok lor... and he dare to tell me he gg patpong first thing he reach there.... FINE! he be careful! Yesterday my mum went to queens town and change my brother t-shirt... and she brought me a red top and a green dress... looks like i got more clothes den i expect for new year... woo! and i simply love my shoe and the grey dress i brought too.. ** and i saw a dress i quite like at hougang mall... but... REFRAIN!! i shld be studying part time degree in business management at MDIS ba... right now gg to prepare those necessary things for my studies.. wish me luck... really appreciate my officers and managers who support me to study... really thankful for that... Wednesday, January 23, 2008 I accomplished alot of things today! very happy about it... noon time i went to posb to withdraw money to put back to ocbc, so tat i can pay off my education loan from my mum's cpf. to those who haven start paying, it is better to pay off early. cos the interest is keep on rolling one.. if i am not wrong is about 2.0%. so i went to cpf ard 2pm and ask wad shld i do... a girl ask me what i need to do, so i told her i need to repay my education loan. den she inform me tat if i am paying by nets or cash, i must pay via singpost. so i told her i am paying by chq. den she ask me to wait for another lady by the side... den i have to repeat my qns all over again... and den she ask another lady to help me print something... FENG DIAO!!!! they have to direct me to so many ppl... after everything is done, i went shopping alone... ALONE WORX! dun usually shop alone, cos i like to ask for opinion... but normally egg egg opinion is worthless.. cos he will sae this design too complicated, he like plain one.. den when i point out something plain... he will sae too simple... i tell him he is contradicting himself... dotz.. and i brought a shoe and a dress... the shop where i brought the dress, the sales person damn lame. she keep on telling me to buy everything i try... den keep on saeing i suit her shop de things alot... -.-''' end my trip at ard 315pm! SHORT, SIMPLE AND SWEET... fruitful trip to tampanies!! NEXT STOP: DOUBY GHAUT meet mama at MDIS to find out about the things we want to study... hope we can study together.. ^.^ am very thankful to my officer and manager who show support to me getting a degree... ^.^ Tuesday, January 22, 2008 today egg egg come my house eat rice, den we shared a bowl of soup... den i put my rice on my spoon and dip inside the soup... den egg egg sae my rice all drop inside the soup le... den he asked me if i eat with my friends i also eat like tat... den i sae "no lar..." den he sae i no good, treat him like tat... den i tell him ya lor.. is like tat one... u dun like ar? den he sae he like.. so actually is he like... not me ar! Thursday, January 17, 2008 你有跟“钱”过不去吗？相信没有，谁傻到故意与“钱”为敌嘛。只是这“钱”的脾气太大，总跟自己过不去。 很多人只知道辛辛苦苦的赚钱，一旦钱到手了就不再珍惜，这是人的天性使然，是跟钱过不去的常见表现。 究其原因，你会发现，“懒”才是罪魁祸首。 有人懒得把工资卡里的活期储蓄转化为定期或其他高收益的投资，每年无端损失几百元甚至几千元； 有人懒得去管自己股票账户里的被套股票，由此损失的金钱达几万，甚至几十万，曾碰到有人发现自己的股票不再有报价（摘牌）了，才到处问怎么办。 忙整整一年才能赚几万元钱，却因为懒得花几天，甚至几个小时关心一下自己已经拥有的财富，从而让辛辛苦苦赚来的金钱从身边悄悄的溜走，是不是很可惜。 其实懒并没有错，错在你没有掌握理财的基本法则，没有找到“懒人理财法”。 理财是很专业的事，是需要时间和心力，更需要智慧的，如果你能找到简单的理财方式，掌握以下驾驭“钱”途的六大法则，你就可以放心去懒了。 第一招：乱世佳人法 此法对指导单身女性理财很有用。 此法因电影《乱世佳人》中郝思嘉把家里的窗帘拉下来做了一条漂亮的绿裙子，然后去见白瑞德这个场景而得名。被专家评为女性成功投资的典范。 身边实例：两年前有位未婚白领问我，她有两万元结余，该投资什么。我明白她是想问我该投资什么股票。但我给她的建议是：投资自己！嫁个有钱(前)人。并介绍她去“现代淑女魔鬼训练营”训练了一年，费用正好两万。（几天前在外滩三号见到她时，她已被同来的“金龟婿”称为上海滩最后一个淑女了） 不把钱投入到最值得投入的地方，是跟钱过不去的常见表现。 第二招：书中采金法 此法对自称没有时间读书的人有奇效 顾名思义，此法因书中自有黄金屋一说而得名 身边实例：书中采金的例子实在太多，“知识经济”自不必说。我认识的一位成功人士对此感触颇深，深谙“读书的财富哲学”。认为读书是最容易长控和实现的，亦是成本最低生财手段之一。 没有时间读书是跟钱过不去的最让人可惜的表现之一。 读书是随时随地可以进行的。知识的积累能大大提高人的判断能力和行事效率，判断力可以为行动赢得时间，而“时间就是金钱”。 第三招：规则生财法 对规则改变的准确预期是真正的生财之道。 生财原理：规则的改变必然带来财富的重新分配，大到朝代更替，小到报纸上的一个头条新闻，均是规则改变的表现形式。只要有心，自然可以发现其中的发财机会。 成功概率：三年，在我们身边改变的大小规则何止300个，而成就百万富翁的规则改变只需要一个。假如成为百万富翁的概率是1/300，那你三年成为百万富翁的概率就是100%。 身边实例 90年代初企业融资规则的改变，沪深股市的出现成就了一大批百万富翁；（我的哲学老师赶上了这一波） 90年代末人类交流方式的重大改变，网络的出现成就了一大批百万富翁；（我的小兄弟丁磊赶上了这一波） 本世纪初由于福利分房规则的改变，房价暴涨成就了无数百万富翁；（我有幸赶上了这一波） 2003年内地资金突破区域规则进入香港H股市场，造就了很多的百万富翁。（我赶上了半波） 有人言必称西方、美国，其实是对国内一些“规则”改变方向的预期，因此而发财的人举不胜举。最典型的是温州人，研究认为温州人的成功在于它拥有遍布世界各地的温州帮，信息的灵通让他们对国内规则演变的理解最透彻。 我们该关注的下一个要改变的规则 2004年国内股市的重新洗牌，意味着旧规则的重大改变，又将成就多少百万富翁、千万富翁、亿万富翁呢？你和你的老板都准备好了吗？ 行业的动荡将成就新的“行业大鳄”，在可预计的三五年后，在成功的企业讲述它成功的经历时，一定有这样一段：2004年，证券行业遇到了前所未有的困难，全行业亏损已不开避免，职业的敏感让我们意识到一个千载难逢的介入证券行业的机会出现了，我们在认真分析了行业现状及未来发展情形后，经过……终于携10亿巨资介入证券业，经过五年的发展，公司市值已超过1000亿……。 这就是规则改变带来的价值，现在很多人都在说证券业不合理的地方太多，但越不合理的规则，改变的可能性越大。 中国作为发展中的国家，需要改变的规则何止千万。 数一数你身边还有多少不合理的规则，把她变成你的财富吧。 财富法则：碰到不合理的规则，说明你碰到了财神！与其大骂规则不合理，不如闷头发财。 第四招：眼大生财法 生财原理：证券投资者喜欢牛市，据说是因为牛角朝上的缘故。我考证的结果是缘自“眼大生财”，牛眼很大，而且能把看见的物体放大，这与见人就追的呆头鹅相反。眼大的结果给了人无穷的努力动力（象牛一样劳作的心态），努力的结果自然是财富的积累。 证券市场自然希望投资者用牛眼看市，把股价放大，把价值放大。 “眼大”是成就事业的保证，人做每一件事情之前，习惯性的先考虑利益有多大，利益大自然干劲高。有人把价值5万的事看成了50万，于是很重视，很努力的去争取，最后成功了，赚了5万；有人把价值5万的事看成了1万，认为不值得很努力（怕东怕西），最后一分钱也没赚到。-----这其实是傻人傻福的一种解释，亦是阳光心态的一种具体体现。 成语为证：两份汗水，一份收获（付出永远大于回报） 第五招：宏观生财法 宏观一点，再宏观一点 别以为这不是个人的事，只要你不和钱过不去，就与你个人有关。 SARS的出现，不用脑人也想到了预防SARS的物品价格将上涨；宏观一点，有人想到了物价将可能全面上涨；再宏观一点，有人想到了股市将在一年后下跌。SARS事件至少蕴含了三次成为百万富翁的机会。 SARS造成了我国千千万万家工厂（号称世界工厂）的停工，工厂的停工自然造成供应短缺（世界性的），供不应求的结果就是物价上涨，库存减少；物价上涨，囤积中间体、原材料，很简单的发财方式（所谓奇货可居）。 物价上涨，通货紧缩转变成了通货膨胀；通货膨胀，意味着经济过热；经济过热，意味着政府要考虑宏观调控。宏观调控的结果是股市将失去上涨动力，抛出股票，见好就收就成了智者的生财之道。如果可以做空，那又是另一次生财机会了。 第六招：比较生财法 “房产”是最没有可比性的商品。因为它是“不动产”。 可偏偏有人喜欢把房产价格拿来比较，这就给市场提供了大量的“比较生财”机会。 有人喜欢拿北京的房价和上海的房价比 有人喜欢拿上海的房价与香港乃至伦敦的房价比 有人喜欢拿杭州的房价与贵阳的房价比 亦有人喜欢拿城东的房价与城西的房价比 这和股市是何等的相像，机构一直在利用大众喜好“比较”而生财呢。 **I like this article ^.^ Let's start from minor things!!*** where shld i go and study and what??? Wednesday, January 16, 2008 Happy 3 yr eggniversary! 一切尽在不言中。。。 woo! love is in the air!! ----- went to g2000 warehouse sales den ate at crystal jade actually wanted to watch movie but i dun wan to watch scary movie... so just drop the idea... den shop at far east and brought a blouse... ^.^ follow on shopping at PS.. and i tell u, egg egg buy alot more den me ... T.T actually, is i want to buy things one... not him!! Tuesday, January 15, 2008 Finally got a chance to go out with my dear ms dion... just nice kellie is off today also... so we go shopping together! ("V") First stop - Marina SQ ate long john silver for lunch brought one jeans and a black pants. plus one fake eyelashes, one nail polish, one eyeliner Second Stop - Suntec Third Stop - City Hall Snack at gelare!! Final destination - Bugis and i found out tat the black pants i brought is abt $6 cheaper here lor... but forget it, cos i wun buy at bugis as i will be too lazy to try there... brought canmake blusher. I AM STILL LACK OF 1. 2 Top (short sleeves or sleeveless) 2. 1 dress (I am looking for sth like a sundress (yellow) plain...) 3. a small bag 4. a shoe any one who know anithing tat suits me, please SMS me IMMEDIATELY!!! thanks!!! Going to be 3 yrs anniversary in an hr time!!! Tml date!!! Wednesday, January 09, 2008 sorethroat last week. gastric flu on monday. yesterday sore throat, night time fever. den i call egg egg, he nv pick up phone... den this morning my mum let me drink milo with milk. den i vomited... YUAN LAI, my gastric flu haven recover yet... den i still anihow anihow eat... haha... T.T poor me... feeling weak all over... Tuesday, January 08, 2008 just passed the sunday whereby all the crazy customer come together on that day... and i buay song my boss cos i think that she did not appreciate what we do, but only hear customer say den believe. one word. dissappointed. den i fell sick on monday... think because egg egg give me eat the fish ball from pasar malam.. He lao 3 times sai.. and i got gastric flu... i worse ok... i reach branch den really feel veri giddy den go and see doc... T.T seems like recently very sick... just last week i got cough... den now gastric flu... 期待。。。 K-lunch with mama and shandy this saturday... i like long time nv meet em le... the bad thing of working on wkend is tat, ur off day = ur friend work day... ur work day= ur friend off day... haha... Wednesday, January 02, 2008 well, it is a new year... when everyone is busy writing resolution and reflecting on themselves... while i did NOTHING... HAHAHA>.< No reflection and no resolution... I can only be proud of i finish my FYP with minimun tears... as i had learnt to cope with 2.5 yrs in poly that everything must rely on myself... and got my fyp in best of show... and graduate with a quite a good grade... found a not so bad job with promotion/increment within 6mth... and i got more time for my friends... the next thing i want is to find a good school that is CHEAP and reputable to get a degree... and continue to have enuff money for my own spurging... (fine... i noe my idea of splurging is not consider brillant enough) i hope to have more money and also improvement in life... and i hope egg egg treats me better and better... and i hope i got more more time for friends and family... ok.. the end... |
JEAN♥ " ♥ ♥ ♥ " the people. papa.| mama.| MIA aloy. | yingshi.| chipmunk. tania. | josella.| sihui.| ling. | val. CE.| March 2006 April 2006 May 2006 June 2006 July 2006 August 2006 September 2007 October 2007 November 2007 December 2007 January 2008 February 2008 March 2008 April 2008 May 2008 June 2008 July 2008 August 2008 September 2008 October 2008 November 2008 December 2008 January 2009 February 2009 March 2009 April 2009 May 2009 June 2009 July 2009 August 2009 November 2009 December 2009 January 2010 ShaoHanYiShiDeMeiHao - Angela Zhang imeem . 1 song Playing ♥ 《遗失的美好》张韶涵 ♥ Designer : Chili. x o x o |